Million Dollar Club

Million Dollar Club

Christmas Spending and My Budget

Tis the season to be jolly and to spend LOTS of money! This is the time of the year where it’s easy to put that budget on the back burner because hey, it’s the holidays! After all, budgets and careful spending can wait until the New Year, right? According to the gallup polls, this year [...]

My December Budget

Wow! Where is the time going?? Another month gone…only 1 more left for the year 2012! Tomorrow is the 1st of the month so that means it’s time to put together the monthly budget. There are a few changes I had to make to include Christmas expenses. This month I’m going to start saving a [...]

Overspending Money; How it’s Justfied!

 

If you’re anything like me, you can relate to the power of justifying overspending money. How many ways can you rationalize in your mind why it’s ok to overspend even when your wallet and bank account says otherwise? In my quest to get out of debt and build wealth, I’ve had to face [...]

What My November Budget Looks Like

With tomorrow being the 1st of the month I wanted to put together my November budget and share it with you. Word on the street is it’s a good idea to put together a plan of action for the new month before the month begins.

Here’s the thing…I wanted to make sure my plan [...]

I Overspent this Weekend!!

 Photo by: Andretti Indoor Karting and Games. Great Place!!!

What a great weekend!! Between go-kart racing, bowling, and great food (and drinks!), it was a little hard to head back to work this morning. It’s funny how Monday mornings are my reality checks. It checks me back to the work week, and it sheds a [...]

The Grocery Store and your Budget: Making a List and Checking it Twice!

It’s amazing how I can get sucked in at the grocery store. There’s so much to see and I always seem to spot something I “need”, and quite often forget the thing I really needed. In order to stay on budget at the grocery store, I had to come better prepared. This included bringing a [...]

Paying my Student Loan and using the Baby Steps

I just finished my October budget for the month. I’m 3 days late on it (should be done BEFORE the 1st of the month), but hey better late than never! This is the first month without my car note (paid off…YEA!), so I now have a little extra ($331) on a per month basis to [...]

What it Means to Live Below Your Means!

 

I can almost guarantee most of you who are reading this have heard the phrase “live below your means”. A simple concept that is not so simple after all. Not so simple because we live in a country where it’s normal to work, get a paycheck, pay bills, spend, and then wait eagerly [...]

Saving Money when You Really “Don’t Have” It

 

The letters s-a-v-e can cause headache and stress for some, especially when there isn’t room in the budget to accommodate it. Save for a rainy day, for retirement, for college, for the new car, the new house, the list goes on! You know the 4 letter word so well, yet there is some [...]

8 Steps on how to STOP living Paycheck to Paycheck!!! Meet your Financial Goals!

 

America the beautiful and land of the free brings hopes and dreams of prosperity living to many people worldwide. When you look deep within, however, you will find many people have very different dreams…some as simple as getting by until the next pay day. For many it seems as though there is always too [...]